tag:blogger.com,1999:blog-1275996914383242610.post1466334654605351959..comments2023-10-31T02:27:18.201-07:00Comments on Her Every Cent Counts - a quarter life crisis, and change: My Friend's Giant Brick Househer every cent countshttp://www.blogger.com/profile/03559826632110489586noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-1275996914383242610.post-64362380982542555412008-12-12T23:06:00.000-08:002008-12-12T23:06:00.000-08:00Great blog entry. Don't be jealous. If you do the ...Great blog entry. Don't be jealous. If you do the math, owning a house is overrated and oversold to the general public. Even before this recent real estate downturn, owning a home produces a negative real rate of return in most places. After subtracting mortgage interest, real estate taxes, home owners association fees, weekly lawn maintenance, home insurance, appliance upkeep and replacement, and the extra utility costs, most home owners rarely break even against home appreciation. You'll definitely do much better investing in the stock market than in a home in the long run. The only guaranteed way to make money owning a home is to lease it out above your costs.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-75569278816869379042008-12-12T06:43:00.000-08:002008-12-12T06:43:00.000-08:00Those thoughts are totally valid. I feel that way ...Those thoughts are totally valid. I feel that way hearing about friends owning houses at my age.<BR/><BR/>There are a lot of troubles like Sallie's Niece said with owning a house.. but that's just a symptom for something deeper I think. The desire for a house and owning something is (from what I can see) a cover for what's really bothering you (correct me if I'm wrong!!!)<BR/><BR/>Are you happy with your BF?<BR/><BR/>You kind of seemed to go back to that resentment about her having an engineer BF pay for it all, but you were "stuck" with someone making $17/hour with no ambition.<BR/><BR/>I'm not knocking it because I cannot be with someone who has no ambition and aspiration to be more than they are, but I was in the same position as you were before, 3 years ago. <BR/><BR/>My advice: Think long and hard about your relationship with your BF first before thinking about a house because it sounds like you aren't happy with him and his lack of ambition and goals....<BR/><BR/>hope that helps. *hugs* -FBFB @ FabulouslyBroke.comhttps://www.blogger.com/profile/12966672580040786485noreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-60100577438961139722008-12-11T21:25:00.000-08:002008-12-11T21:25:00.000-08:00This comment has been removed by a blog administrator.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-68660316349394284842008-12-11T06:56:00.000-08:002008-12-11T06:56:00.000-08:00I know it's easy to be jealous of your friend but ...I know it's easy to be jealous of your friend but there are a lot of headaches that come with owning a house, especially a big one. Now her weekends will be spent at Home Depot or mowing the lawn. Besides when you have a small place you don't need to have people over if you don't want to. She probably has a longer commute and pays a lot of property taxes too. Different strokes for different folks, you know? Besides, if anything goes wrong with her relationship, bye bye big house.Sallie's Niecehttps://www.blogger.com/profile/03662769521869035227noreply@blogger.com