tag:blogger.com,1999:blog-1275996914383242610.post8681180235069426239..comments2023-10-31T02:27:18.201-07:00Comments on Her Every Cent Counts - a quarter life crisis, and change: PPO versus HSA: A welcome decisionher every cent countshttp://www.blogger.com/profile/03559826632110489586noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-1275996914383242610.post-74819260750376882882009-01-30T06:18:00.000-08:002009-01-30T06:18:00.000-08:00It's scary not to have health insurance at all so ...It's scary not to have health insurance at all so it's fantastic that you now have options! Congratulations! I opt for the HSA. For my situation, it leads to more savings. <BR/>Jerry<BR/>www.leads4insurance.comJerryhttps://www.blogger.com/profile/02297947643006068426noreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-16498999754231933972009-01-09T01:13:00.000-08:002009-01-09T01:13:00.000-08:00anonymous: Yea, that's always a concern. It's a go...anonymous: Yea, that's always a concern. It's a good idea unless you have to use it.<BR/><BR/>wellheeled: that sucks about there being no way to defer taxes on income if your company doesn't have a 401(k). That's so lame.<BR/><BR/>I'm leaning towards the HSA so I can save more for retirement, but the PPO would be nice for convenience. Need to research costs of both more.<BR/><BR/>Thanks about the site design. I did do it myself. It's not 100% done yet. Still futzing around with it. Blogger is pretty easy to set up. I want to try out wordpress next.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-46803103267982538542009-01-08T23:22:00.000-08:002009-01-08T23:22:00.000-08:00Congrats on the promotion!I don't have a 401K eith...Congrats on the promotion!<BR/><BR/>I don't have a 401K either. ARGH. It really frustrates me to how much gets eaten up by taxes. Aside from the Roth, I really can't think of anything that will let you defer W2 earnings. If there is... I haven't figured it out. <BR/><BR/>As for the PPO vs. HSA, I have a PPO and I love it. I'd vote for the PPO - if you have a major illness, you'll be glad for the flexibility and wider range of options that I think a PPO offers. <BR/><BR/>Your new site design looks great, btw. Did you do it yourself? I've been trying to learn some web skills.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1275996914383242610.post-53740359099933790182009-01-08T18:35:00.000-08:002009-01-08T18:35:00.000-08:00I thought my company's HSA was a good idea until I...I thought my company's HSA was a good idea until I had emergency surgery. As a result, I ended up paying my maximum out of pocket expense. While it wasn't the end of the world, it was an unhappy surprise.Anonymousnoreply@blogger.com